citylights in flood zone
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Citylights carries flood insurance - see web site.
Recently my mortgage was sold to Countrywide and they demanded flood insurane for the partment, even though I am hundreds of feet above the possible flood level. This is sheer nonsense!!! Even my Allstate agent was laughing. Unfortunately, Countrywide obtained their own insurance for about $88 / yr. and backcharged me. Did anyone have a similiar experience?
As an update to my last post and hoplefully some help to ziggy, i have resolved my issue with the insurance. It took a few phone calls and one person who was actually willing to listen to me from my mortgage company(citibank). He looked thru my old file when i origionally applied for the mortgage and found the actual flood insurance policy and then just told me that i needed to give him the updated information for him to put into my file. He then went as far as to have REFUNDED to me every penny i paid for the policy they obtained on their own for me. Like many people have said the policy is on the citylightsresidents website and easy to download and print out. I hope this helped.